Liability Insurance

Operating a business puts you in a position of liability for all kinds of risks. For example should one of your employees injure themselves at work, or a customer were to hurt themselves on your premises you could be liable for financial compensation.

Included cover as part of our coffee shop insurance package provides:

  • Public Liability Insurance
  • Employer's Liability Insurance

Public Liability Insurance

Public liability insurance covers the coffee shop against unexpected claims made against them for the following:

  • Injuries sustained to third parties
  • Damage to third party property
  • Options of £1,000,000 to £10,000,000 coverage

Employers Liability Insurance

The law states that coffee shop that employ staff (full time, part time or on work experience) must have employer’s liability insurance.

As a coffee shop who employs staff, this type of policy safeguards you for the following circumstances:

  • Injuries sustained by your employees.
  • Any compensation you are legally liable to pay
  • £10,000,000 covered as standard


Even if you already have coffee shop insurance, contact IMS for an objective second opinion.

You'll discover our service to be personal, friendly and flexible to satisfy your insurance needs.

You may discover we can offer you something way better than what you already have.

Call Now: 0208 344 8019
You'll be glad you did!

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